Operator
Ladies and gentlemen, thank you for standing by, and welcome to the Qfin Holdings Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please also note today’s event is being recorded.
At this time, I’d like to turn the conference over to Ms. Karen Ji, Senior Director of Capital Markets. Please go ahead, Karen.
Karen Ji
Thank you, Ken. Hello, everyone, and welcome to Qfin Holdings Third Quarter 2025 Earnings Conference Call. Our earnings release was distributed earlier today and is available on our IR website.
Joining me today are Mr. Wu Haisheng, our CEO; Mr. Alex Xu, our CFO; and Mr. Zheng Yan, our CRO.
Before we start, I would like to refer you to our safe harbor statement in the earnings press release, which applies to this call as we will make certain forward-looking statements. Also, this call includes discussions of certain non-GAAP financial measures. Please refer to our earnings release, which contains a reconciliation of non-GAAP financial measures to GAAP financial measures.
Also, please note that unless otherwise stated, all figures mentioned in this call are in RMB terms. In addition, today’s prepared remarks from our CEO will be delivered in English using an AI-generated voice.
Now I will turn the call over to Mr. Wu Haisheng. Please go ahead.
Haisheng Wu
CEO & Director
[Interpreted] Hello, everyone. Thank you for joining us today. In the first 9 months of this year, China’s
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